Your Financial Comeback
Starts HERE

Falling being financially isn’t the end of your story- it’s the beginning of your breakthrough.

Our commitment is to empower both adults and youth by providing them with essential knowledge, tools, and techniques necessary for mastering the intricacies of "Money”

WHAT DO YOU NEED HELP WITH?

  • Real Education, Real Results

    No fluff. Just practical tools and coaching, that simplify money, meet you where you are, and drive progress.

    Learn More

  • Credit Help That Works

    Our DIY Credit Course, Kits, and letters help fix reports, boost scores, and end denials. and finally, stop being denied.

    Learn More

  • Budgeting That Fits Your Life

    Ditch cookie-cutter budgets. Our spreadsheets and guidance help create a plan for your real life.

    Learn More

  • Program for Teens & Families

    We’re building generational change—starting young. Our Teen Financial Literacy Club and family-friendly programs make money talk simple, fun, and impactful.

    Learn More

We Are Transforming Lives…

I’m Rubbie Groves-Clay—and I’m on a mission to help people stop surviving and start thriving financially. I’m a real estate broker, motivational speaker, author, entrepreneur, and a proud native of St. Louis, Missouri. I’ve poured my heart and decades of experience into empowering individuals and families to break generational cycles of financial struggle and build the kind of wealth that transforms lives through homeownership.

Now, I want to take it a step further, I’ve seen the full picture of how money—or the lack of financial education—can impact every corner of someone’s life. That’s why I created Get A Hold Of Your Darn Finances—a movement built from real stories, real struggles, and real breakthroughs.

Introducing:

Get A Hold Of Your Darn Finances

Unlock your financial potential with the Get A Hold Of Your Darn Finances Master Money Masterclass.

This immersive, 14-module video training experience is led by Rubbie Groves-Clay, a 33+ year real estate broker and author of Get A Hold Of Your Darn Finances.

With this class, you'll receive the book and workbook, along with 14 comprehensive modules that teach you how money works. Learn from Rubbie and a team of expert lenders and community leaders, covering everything from saving effectively, paying off debt, and building strong credit to investing for wealth, retirement, and funding your dreams.

Designed to fit your busy schedule, the course offers bite-sized video modules that allow you to learn at your own pace. Plus, you’ll enjoy lifetime access, continuous support, and valuable resources to help you achieve financial success. Start your journey today!

Our Services

Achieve your financial goals with personalized coaching through our GAHOYDF Coaching Program. Get expert guidance tailored to your needs, helping you stay on track and build lasting financial success.

Credit 

Improve your credit and financial future with our DIY Credit Programs. Get personalized strategies, expert guidance, and actionable steps to boost your credit score and build a solid credit foundation.

Take control of your finances with our Budget Program. Receive personalized strategies and expert guidance to create a sustainable budget, manage your expenses, and build financial stability.

What People Are Saying…

  • “My credit score was sitting in the 500s for years. I had no clue where to even start. Your Credit Boosting Kit broke everything down in a way that made sense. I followed the steps, sent the letters, and within 3 months, I was at 615! Thank you for making this process so doable!."


    - Keyshawn Turner, Truck Driver


  • “I was ashamed of how I was living paycheck to paycheck, even with a good job. I thought I just needed more money—but really, I needed better habits. Your course opened my eyes. I’ve paid off 2 credit cards, built a $1,000 emergency fund, and for the first time ever, I feel in control."


    - Ronald Baler, Mechanic

  • “I never learned about money growing up, so I always felt behind. Rubbie’s course changed everything. I now have a budget, my credit score went up 67 points, and I finally feel like I’m in control of my future."


    - Barbara West, Secretary