Eaglets
We’re raising financially confident Eagles who clearly understand how “Money” works and make smart, integrity-driven decisions.
Why Financial Literacy Matters for Youth
Financial literacy is essential for empowering young individuals with the skills and understanding needed to navigate their financial futures effectively. From managing money wisely to establishing financial stability and achieving personal goals, the choices made early on, such as managing student loans, credit responsibly, and creating budgets, profoundly impact long-term financial well-being. Yet, many young people lack formal education in this crucial area, often learning through informal observations of family, caregivers, or peers. That's why structured, intentional financial literacy programs are vital—they provide the knowledge and guidance necessary to prevent costly mistakes, make informed financial choices, and cultivate a future built on confidence and independence.
The Literacy Gap: How Financial Ignorance Affects Generations
Teens (Ages 13–18)
85% do not understand basic financial concepts like budgeting, saving, and investing.
50% were not taught any financial skills in school.
60% lack a clear understanding of how credit works.
Only 17% feel confident managing their own money.
Adults:
Only 34% have a high level of financial literacy.
60% cannot correctly answer questions about interest, inflation, or risk.
44% are not saving for retirement.
35% have less than $500 saved for emergencies.
These statistics highlight the urgent need for youth-centered financial education that prepares the next generation to make smart financial decisions.
Key Elements of Financial Literacy
According to Youth.gov, every young person should understand these five essential areas to become financially capable:
• Recognizing scams and predatory lending
• Understanding public and job-related benefits
• Mastering banking basics, saving, and investing wisely
• Using credit responsibly
• Giving back with purpose
These pillars help youth not only manage money—but also discover purpose, build confidence, and become responsible contributors to their communities.
What makes GAHOYDF course different?
✔️ A Creative, Story-Based Journey
Students learn through The Bus Ride—a fun, relatable adventure instead of boring lectures.
✔️ Eaglets-Themed Learning
Built around the Eagles mascot to symbolize growth, learning, and rising above financial challenges
✔️ Interactive, Not Passive
Includes engaging challenges, creative tasks, and practical steps to apply what they’ve learned immediately.
✔️ Fills the Gap in Youth Education
Targets the major lack of formal financial education in schools by providing an intentional, structured program.
✔️ Money Becomes a Character
Meet Money and her sisters—Budgeting, Vision, Credit, Saving, Tithes, Offerings, and more—in a fun, character-based financial journey.
✔️ Breaks Generational Patterns
Teaches students how to think independently and avoid repeating financial mistakes they may have seen at home.
✔️ Builds Financial Confidence Early
Helps youth form strong money habits and decision-making skills before they enter adulthood.
✔️ Focus on Purpose & Growth
Students are encouraged not just to learn, but to discover their purpose and how money can support it.
Our Approach
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We bring money to life through storytelling, role play, interactive activities, and creative expression. Teens step into dynamic scenarios where they can see, feel, and experience the impact of financial decisions—without the real-world consequences. From skits and group challenges to “money talks” and “what-would-you-do” style debates, we break down complex concepts like budgeting, credit, saving, and investing into digestible, engaging lessons that stick.
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Encourage students to ask questions, share their experiences, and challenge their assumptions about money. We help them explore the connection between their money habits and their daily choices, long-term dreams, and future lifestyles. Whether it's understanding the true cost of that daily iced coffee or mapping out a path to their first car or college fund, our teens start to see money as a tool, not a trap.
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Encourage students to write, perform, and even film short skits that demonstrate what they’ve learned. By “teaching back” through their own words, stories, and perspectives, teens not only reinforce the lessons—they become financial leaders and messengers for their generation.
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We guide young people to build a healthy relationship with money—one that’s based on confidence, self-awareness, and purpose. We help them uncover the financial knowledge they need now, so they can create the life they want later.
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I believe that financial literacy should be fun, relatable, and real. Instead of boring lectures, we use storytelling, role play, and hands-on activities to simplify complex topics and make money management exciting. Teens engage in open dialogue, critical thinking, and real-world applications that help them connect money habits to everyday life and long-term goals.
What People Are Saying…
